Serving America for nearly a century, Farmers prides itself in providing quality insurance products coupled with exceptional customer service.
Farmers was founded in 1928 with a goal to provide insurance to rural farmers, but as the world evolved, so did the company. Today, Farmers boasts serving more than ten million households across the United States.The company provides a wide selection of different types of insurance, including renters insurance. Renters insurance was created not only to cover your personal property, but also to help cover any liability claims that may be filed against you while you are renting.
Also, if you find that your rented home needs several repairs that prevent you from living there, renters insurancewill cover reasonable and necessary out-of-pocket expenses you may incur, such as living expenses. Simply put, renters insurance ultimately protects you and your personal belongings if the worst case scenario happens. Although your landlord's insurance policy on the home usuallyprotects the building structure itself, it’s your responsibility to protect what’s inside.
Cost Monthly fee | Coverage and fees vary; get a quote for more details |
Ease Ways you can enroll | Online or by phone |
Coverage What services are covered | Personal property coverage, liability coverage, and more |
Waiting period Is there a waiting period? | Unclear from website; check with an agent to be sure |
Customer support When can I contact customer service? | 7 AM-11 PM CST Mon-Fri, 8 AM-8 PM Sat-Sun |
Mobile app Is a mobile app available? | Yes, you can manage much of your policy using the mobile app |
Online quotes Are quotes available online? | Farmers online quotes are available to new customers only |
Discounts Are discounts available to lower premiums? | Yes, Farmers offers a variety of insurance discounts |
Payments What types of payments are accepted? | Bank account, credit card and EFT |
Local agents Are local agents available? | Yes, local Farmers agents are available |
Paperless Is there a paperless billing option? | Yes, Farmers offers a paperless option |
Online policy Can a policy be purchased online? | Yes, you can purchase a policy online |
A recent study has shown that more seniors are choosing to rent, resulting in a growth in the rental market over the last decade, according to The New York Times. Many seniors choose to rent due to the convenience of outsourcing repairs and home maintenance needs, which makes life that much easier. Renters insurance is one of the most valuable, yet overlooked, pieces of financial security available to renters.
Throughout your life, you accumulate many valuables, including apparel, small appliances, electronics, furniture and personal items. Losing everything you own can be one of the toughest experiences to go through. Fortunately, in the event that your items are lost or damaged, Farmers Claim Services is available around the clock to help you process your claim and guide you through the claim filing process from beginning to end.
As a renter, it is quite possible that you could be liable for injuries to your guests. Injuries could result from a variety of causes, from accidentally scalding a guest with hot tea to leaving a pair of shoes in your hallway that causes a guest to trip and fall. The possibility of being sued can not only place you in an immediate financial and emotional hardship, butthe stresses of a lawsuit can also exacerbate any illnesses that you are already facing.
Personal Liability Coverage can provide security if a visitor to your home is injured and files a liability claim against you. Though it is often overlooked, liability insurance is one of the most important pieces of your renters insurance policy.
Fortunately, Farmers provides Personal Liability Coverage as part of its renters insurance coverage. Its liability provision provides coverage not only to you, but also to family members living with you. It provides the protection needed if you are found to be liable for injury or damage as the result of an accident, negligent acts or unruly pets.
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Farmers was founded in 1928, but has grown to become the third-largest home insurer, offering a variety of insurance products. One of its most popular products, renters insurance, covers not only your personal property, but also protects you in liability claims while you’re renting.
In June 2017,Fortune magazine namedFarmers as one of the 500 largest companies based in the United States. The company moved up five places in rank to secure No. 222. Additionally, Farmers Insurance was recognized by Fortune as one of the nation’s most successful organizations.
The company continues to strive for excellence. While its rates are not always guaranteed to be the lowest, Farmers has gained a reputation of servicing its policyholders promptly and accurately.
Frequently Asked Questions:
Will the premium increase if a claim is filed?
There is no yes or no answer to this question. It is possible that a premium may or may not increase when a claim is filed.The determination of whether a premium increases depends in part on the terms of the policy, previous claims filed and regulations and policies in your state.
When a claim is filed, is proof of ownership needed for stolen or damaged property?
Yes. In order to prove ownership of property being claimed as lost or damaged, purchase receipts, owner's manuals, product packaging, appraisals, or photographs of the items are required to submit a claim successfully.
Can the status of a claim be monitored?
Absolutely. A Farmers claims representative can provide a status update either by phone or at a local office. The claim status can also be monitored from the online portal or through the mobile app.
More Information:
Overview: Farmers is the country's third-largest insurer of a wide range of personal insurance and financial services products.
Package Details: N/A
Optional Accessories or Add-on Services, if any: N/A
Contract Details: N/A
Warranty: N/A
Accreditations: Farmers Insurance has an accredited business profile with the Better Business Bureau and maintains an A+ rating.
Company Details: Founded in 1928, Farmers now provides insurance to more than ten million households across the United States. The company boasts 48,000 select and independent agents, and over 20,000 employees.
Farmers Insurance
4680 Wilshire Blvd
Los Angeles, CA 90010-3807
Tel: 888-327-6335
Website: www.farmers.com
6 min read
Nov. 26, 2019
