The Event Helper

The Event Helper is an online wedding insurance company that offers wedding liability insurance. 

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8.8
Grand Score
8
User Score
8.8
Grand Score
8
User Score
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The Event Helper was founded in 2009. The company started out as a one-man operation. Since the company’s inception, it has grown by leaps and bounds. It still strives to offer low-cost, top-notch insurance, with the majority of workdone entirely online within minutes. Although the company remains small and strives to add personal touches to its service, it is insured by Lords of London and the Evanston Insurance Company. 

Nowadays, the cost of an average wedding hovers at around 29,000 and is projected to continue to rise. Many venues are booked a year or more in advance and require extensive deposits or insurance before a reservation can even be made. Having wedding insurance offers peace of mind that if something should go wrong before or during the wedding, there is some coverage to avert financial ruin. Seniors typically find wedding insurance reassuring if they are financing their own, their child’s or their grandchild’s wedding.

Grandfolk Scoring
Cost 10/10
Ease 10/10
Coverage 8/10
Waiting period 8/10
Customer support 9/10
Policy options 7/10
Payment options 8/10
Financial strength 10/10
Cost
How much do policies cost?
The basic liability policy starts at $40.
Ease
Is it easy to obtain a policy?
Yes, the entire policy can be purchased online or by phone
Coverage
What is covered?
Wedding liability insurance
Waiting period
Is there a waiting period?
Unlikely, but speak with the company for details
Customer support
When is customer support available?
By phone 8:30 AM-5 PM PST Mon-Fri
Policy options
How many policies are available?
There is only one policy
Payment options
How do I pay for the service?
Credit or debit card
Financial strength
Is the company financially strong?
Yes
Age Score:
10
50-65 Years
8
65-75 Years
7
75-85 Years
5
85-Above

The Event Helper is based predominantly on online sales. Their entire process is fully automated online. It features an easy do-it-yourself format where a shopper can effortlessly get a quote and then go on to purchase the insurance. However, many seniors might find it a bit daunting. Some seniors may not be comfortable purchasing a policy online, especially when it comes to buying an item as important as insurance. 

Nonetheless, if the online format is not a step into the world of cyber shopping that a senior is ready to make, they can also call the Event Helper and receive personalized care with a live customer service representative. 

Health Score:
10
Great Health
10
Good Health
10
Fair Health
10
Poor Health

Seniors face an uncertain future when it comes to health issues. Planning and booking a wedding a year in an advance is often extremely stressful because of the many unknowns. Weddings are expensive. Most venues require advance reservations, liability insurance, and sizable deposits. Placing so much money on the line when some health calamity could hit is a bit daunting for anyone, but especially for elderly individuals. 

Purchasing wedding insurance often reduces the amount of stress that the senior is going through. The insurance provides a peace of mind which is beneficial mentally and physically. 

Pros:

  • The online automated format is fast and easy to use in order to gain a quote. 
  • Coverage can be bought all the way up to the day of the wedding. 
  • Policies can be changed and updated online.

Cons:

  • The company offers no cancellation insurance.
  • Weddings held abroad are not covered.
  • There are no senior discounts. 
  • The liability insurance deductible is $1,000.

Bottom Line:

Weddings are expensive, and many venues are now requiring liability insurance just to make a reservation. Purchasing wedding liability insurance coverage through the Event Helper can ultimately save you thousands of dollars if some unforeseen accident should occur on the day of the wedding. The liability insurance through the Event Helper even offers liquor liability coverage, unlike many other wedding insurance companies, which treat liquor liability as a separate add-on feature. 

Premium prices start at only $40, which makes the Event Helper’s policies extremely affordable. The policy issued by the Event Helper meets the requirements of 99 percent of all venues. 

Frequently Asked Questions:

How do I pay for my policy?

Your policy can be paid for online using an electronic credit or debit card transfer. You can quickly get a quote online, and then proceed to pay for the policy online. 

Can I change my plan? 

Yes, you can alter your plan all the way up until the day of the wedding. Plan changes may be made online or by phone.

Can I cancel at any time?

Yes, you can cancel for a refund. A refund fee may apply. 

More Information:

Note: All liability policies through the Event Helper have a $1,000 deductible. 

Overview: TheEvent Helper insurance can be purchased 24/7/365 online. 

Package Details: The Event Helper offers wedding liability insurance that includes liquor liability. The company does not offer cancellation/postponement insurance. Policies start at only $40. 

Individual Plans:  All policies are purchased individually.

Family Plans: There are no family plans. 

Event Helper App: The Event Helper has no smartphone app. 

Discounts: The company offers no discounts. 

Add-On Services: The company offers no add-on services. 

Additional Company Details:

Once a policy is purchased, you will have immediate access to your certificate of insurance. It will be sent to you via email. 

Payment Policies: You can pay for your policy online. 

Cancellation Policy: Your policy can be canceled, and a full refund will be issued to your credit card. There may be a refund fee.

Warranty: The Event Helper stands behind all of its insurance policies. 

Accreditation: The Event Helper is not accredited by the Better Business Bureau (BBB), and has not been rated by the organization. 

Company Details: The Event Helper offers wedding liability insurance that is insured through Evanston Insurance and Lords of London. 

CONTACT:

The Event Helper 
1020 McCourtney Rd. Suite B,
Grass Valley, CA 95949
Tel: 855-493-8368 
Website: https://www.theeventhelper.com/

Kimberly Sharpe - Senior Advisor

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