Travelers Wedding Protector Plan

time icon 5 min read update icon Sept. 20, 2019
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The Travelers Wedding Protector Plan provides liability and cancellation coverage for weddings taking place in the United States and numerous locations abroad. 

Travelers Companies Inc. is one of the largest insurance companies in the United States. It has the distinction of being the second-largest to write casualty insurance, and the third-largest for personal insurance. The company was incorporated in Minnesota, but its headquarters are in New York. The company has offices every U.S. state, as well as in Canada, the United Kingdom, China, Brazil, Singapore and Ireland. 

The average cost of a wedding in the United States runs $29,000 or more. Destination weddings are even more costly. Insurance helps protect against expensive unforeseen incidents. The Travelers Wedding Protector Plan protects against cancellations, postponements, and damages to event gifts, event photographs, event videos, lost deposits, and wedding attire. 

The company offers coverage for additional expenses such as a damaged wedding cake or spoiled food. There is also optional liquor liability insurance that covers any damages done by an intoxicated guest. Such damages can pose a liability to you if you do not have liquor liability insurance. 

Grandfolk Scoring
Cost 10/10
Coverage 10/10
Waiting period 8/10
Customer support 9/10
Policy options 9/10
Payment options 8/10
Financial strength 10/10
Ease 10/10
How much do policies cost?
The basic liability policy starts at $160 and has no deductible
What is covered?
Liability insurance, cancellation insurance, and more
Waiting period
Is there a waiting period?
Unlikely, but speak with the company for details
Customer support
When is customer support available?
By phone 7 AM-8PM CST Mon-Fri, 9 AM-5 PM Sat
Policy options
How many policies are available?
The Travelers Wedding Protector Plan plus additional liability and liquor liability
Payment options
How do I pay for the service?
Credit or debit card
Financial strength
Is the company financially strong?
Yes, it is one of the largest insurance companies in the U.S.
Is it easy to obtain a policy?
Yes, you can purchase a policy by phone or from a local agent
Age Score:
50-64 Years
65-74 Years
75-84 Years

The Travelers Wedding Protector Plan is a classic plan offered by a highly reputable company that most seniors are familiar with. The insurance can be purchased directly from a Travelers Companies Inc. agent or via the customer service number. Most seniors appreciate such classic one-on-one service. Speaking directly with an agent puts their mind at ease, and they can ask any questions they desire. 

With so many companies turning to the internet for sales, such personalized customer service is usually a breath of fresh air for the elderly population who remembers when things were customized. Although the younger generation might consider online sales easier, most seniors appreciate conducting business with a local insurance agent or via a phone conversation.

Health Score:
Great Health
Good Health
Fair Health
Poor Health

With the passing years, most people’s health starts to slowly spiral down. Planning a year or more in advance becomes difficult, because many seniors don’t know if their health will suddenly take a turn for the worse.Or, they could sustain a life-altering injury such as a broken hip. Most wedding venues require substantial deposits to hold reservations, and they typically need to be reserved months or even a year in advance. Many venues also require liability insurance before a reservation can be made. Placing thousands of dollars on the line with no guarantee of a healthy tomorrow is difficult for many seniors to contemplate.  

Whether planning a wedding for children/grandchildren or themselves, most seniors want some guarantee that if the wedding must be canceled because of injury or health problems, they will receive a refund on their investment. With wedding insurance, a senior can rest easy knowing that the thousands they have spent will be reimbursed if something unexpected happens. 


  • Travelers Insurance Company, Inc. is a well-respected company that has built its reputation on superior customer service.
  • Destination weddings are covered.
  • Cruise ship weddings are covered. 
  • No deductibles. 
  • A 24/7 claims line is available.


  • You cannot purchase a Travelers Wedding Protectors Plan if you live in Alaska, Hawaii or Louisiana. 
  • No senior discounts. 
  • You cannot purchase a policy online. 

Bottom Line:

A wedding is a sizable investment of thousands of dollars. With so much money on the line, a well-rounded insurance policy can provide peace of mind and prevent a possible financial loss if a problem should arise. The Travelers Wedding Protectors Plan offers policies that start at $160 with no deductible. Unlike other wedding insurance companies, Travelers offers theTravelers Wedding Protector Plan, which covers cancellation/postponement, late deposits, gifts, attire, jewelry, videos, wedding photos, and additional services such as entertainment issues, cake problems, or catering dilemmas. 

Wedding liability is an additional policy purchase. It is not included in the Travelers Wedding Protector plan. Liquor liability is also an additional policy that can be added. 

Frequently Asked Questions:

How do I pay for my policy?

With a debit or credit card. Call customer service or speak to a local agent to get started.

Can I change my plan?

After purchasing the Travelers Wedding Protectors Plan, you can add liability or liquor liability. To change your plan, please speak with your local Travelers agent or call customer service. 

Can I cancel at any time?

Unfortunately, you cannot cancel and get a refund. 

More Information:

Overview: The Travelers Wedding Protectors Plan is available for purchase 24/7.

Package Details: The Travelers Wedding Protectors Plan covers any cancellations/postponements,late deposits, gifts, attire, jewelry, videos, wedding photos, and additional services such as entertainment issues, cake problems, or catering dilemmas. You can also purchase a wedding liability package or a liquor liability policy.

Individual Plans: All policies are purchased individually.

Family Plans: There are no family plans. 

Travelers Wedding Protectors Plan App: There is no available smartphone app. 

Discounts: No discounts.

Add-On Services: After purchasing the Travelers Wedding Protectors Plan, you can add wedding liability or liquor liability.

Additional Company Details

Travelers Company, Inc. offers the Travelers Wedding Protectors Plan plus wedding liability and liquor liability. Policies can be purchased 24/7 in 47 states. 

Payment Policies: All policies can be purchased on the phone using a major credit card. 

Cancellation Policy: Once purchased, you cannot cancel your policy for a refund. 

Warranty: Travelers Company, Inc stands behind all of its policies. 

Accreditation: Travelers Company, Inc. has been an accredited member of the Better Business Bureau (BBB) since 07/07/2007. The company consistently maintains an A+ rating for superior customer service. 

Company Details: As one of the largest insurance companies in the United States, Travelers Company, Inc. offers superior and stable service. Claim are usually handled within 24 hours. 


Travelers Company, Inc. 
1 Tower Square, Stop 8A
Hartford, CT 06183-0001
Tel: 888-342-5977

Kimberly Sharpe - Senior Advisor

Kimberly is senior researcher with Grandfolk® providing in-depth product and service reviews to empower senior buying decisions.